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Can I Run My Card As Credit With Insufficient Funds? [Solved]
If you don’t have enough funds in your account, the transaction will be declined. When you choose to run your debit card as credit, you sign your name for the transaction instead of entering your PIN. The transaction goes through Visa’s payment network and a hold is placed on the funds in your account.
Why does my debit card say insufficient funds when I have money?
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